About Us

The federal government and the states together offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). These programs serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Every state’s program is unique and has individual income eligibility rules and benefits covered, but in general, children in families with incomes up to $44,500 per year (for a family of four) are likely to be eligible for coverage.

Click on the InsureKidsNow.gov map for state-specific information about Medicaid and CHIP programs.

Medicaid and CHIP cover doctor visits, dental care, prescription medicines and immunizations, as well as services like hospitalizations and care for children with special health care needs. There may be premiums or other cost sharing associated with this coverage, but the programs are designed to be affordable.

Thanks to the Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA), signed by President Obama on February 4, 2009, the Medicaid and CHIP programs have more funding available than ever before to provide coverage to uninsured children and make sure they stay enrolled and have access to high quality care.